Before Your Bank Acquires an Agent, Ask Who Authorizes Its Actions

Before buying an AI agent, ask it to demonstrate who authorizes each action, how your team can intervene and whether it improves the whole job.

Coming Soon: Learn

Coming soon. An AI leadership course for bank and credit union executives, organized around six sessions from foundations through ethics.

Coming Soon: Research

Coming soon. Planned Vault research on agentic search accessibility, the 2026 Finovate landscape, and frontier-model accessibility for banks and credit unions.

Let Somebody Else Do It

The hard part of AI in banking is no longer the model, it is integration. FIS and Fiserv have embedded their AI partners’ forward-deployed engineers inside the platform layer, which changes what community banks can buy and who makes their design decisions.

The Breach Already Happened. Apple Poured Gasoline on It.

Apple's new semantic index rebuilds Siri into a meaning-based search of everything on the device. For banks and credit unions whose employees use personal iPhones for work, it turns years of tolerated data leakage into a live, queryable exposure. Here is what to do this quarter.

Europe Just Gave Its Banks a Deadline on AI Cyber Risk.

The European Central Bank told the banks it supervises to submit action plans for AI-enabled cyber threats by the end of October. Here is why US community financial institutions should pay attention, and six practical steps to begin the assessment with the resources you already have.

The AGI Paradox: Why the Biggest Technology Shift in History Hasn't Shown Up in Your Productivity Numbers Yet

Stanford's MS&E435 economics of AI course brought together Altimeter Capital, Databricks, and Crusoe Energy to explain why the biggest technology shift in history hasn't shown up in your productivity numbers yet — and what it means for your business.

Building a Synthetic Financial Crime Simulator: The Engineering Behind Santander's GenFraud Graph

Santander AI open-sourced GenFraud Graph, a synthetic AML data generator that encodes money-laundering topology directly into graph structure. Here is how the engineering works.

The FSB's New AI Framework: A Plain-English Summary for Community Financial Institutions

The Financial Stability Board published 12 sound practices for responsible AI adoption in financial services on June 10, 2026. Here is what the document covers, why it matters for community financial institutions, and what to watch before the October final report.

Fiserv Is Now Using AI to Build Banking Software. Here Is What That Means for Your Institution.

Fiserv just partnered with Cognition AI to deploy Devin, an autonomous AI software engineer, across its core banking modernization. Here is what that means for how fast your vendor can deliver.

What FinovateSpring 2026 Revealed About AI for Community Financial Institutions

Independent analysis of the five AI themes that dominated FinovateSpring 2026 demos, covering governance, legacy infrastructure, agentic AI, and personalization.

Banking from Both Sides: Two-Sided AI Pressure

Last week, OpenAI integrated ChatGPT with Plaid, letting users connect all their financial accounts inside a general-purpose AI. Here is what it means when consumer AI and core banking infrastructure are both moving toward your members at the same time.